:root{
    /* ---- brand tokens ---- */
    --maroon-900:#800000;   /* deepest — overlay end / shadows */
    --maroon-700:#800000;   /* core deep maroon — header, primary buttons */
    --maroon-600:#800000;   /* hover state */
    --white:#FFFFFF;
    --coral-tint:#F4E1D8;   /* light coral / off-white — secondary button fills */
    --coral-tint-deep:#E7C4B4; /* coral hover */
    --charcoal:#800000;     /* nav + body text */
    --charcoal-60:#800000;

    --display:'Fraunces', Georgia, serif;
    --body:'Public Sans', Arial, sans-serif;
  }

  *{box-sizing:border-box;}
  html,body{margin:0;padding:0;}
  body{
    font-family:var(--body);
    color:var(--charcoal);
    background:var(--white);
    -webkit-font-smoothing:antialiased;
  }
  a{text-decoration:none;color:inherit;}
  ul{list-style:none;margin:0;padding:0;}
  button{font-family:inherit;cursor:pointer;}

  /* ================= UTILITY BAR ================= */
  .utility-bar{
    background:var(--maroon-700);
    color:var(--white);
  }
  .utility-bar__inner{
    max-width:1280px;
    margin:0 auto;
    padding:9px 32px;
    display:flex;
    align-items:center;
    justify-content:space-between;
    font-size:13px;
    letter-spacing:.02em;
  }
  .utility-bar__left{display:flex;gap:24px;}
  .utility-bar__left span{opacity:.95;}
  .utility-bar__badge{
    font-weight:600;
    letter-spacing:.12em;
    text-transform:uppercase;
    font-size:11px;
    color:var(--coral-tint);
  }

  /* ================= MAIN NAV ================= */
  .main-nav{
    background:var(--white);
    border-bottom:1px solid rgba(32,27,26,.08);
  }
  .main-nav__inner{
    max-width:1280px;
    margin:0 auto;

    height:90px;          /* Fixed navbar height */

    padding:0 32px;       /* Remove top & bottom padding */

    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:32px;
}
  .logo{

    display:flex;
    align-items:center;

}

.logo img{

    height:100px;
    width:auto;
    display:block;
    transition:.35s;

}

.logo:hover img{

    transform:scale(1.05);

}
  .nav-links{
    display:flex;
    align-items:center;
    gap:6px;
    flex:1;
    justify-content:center;
  }
  .nav-links a{
    font-size:15px;
    font-weight:500;
    color:var(--charcoal);
    padding:10px 16px;
    border-radius:999px;
    transition:background .2s ease;
  }
  .nav-links a:hover{background:rgba(32,27,26,.05);}
  .nav-links a.is-home{
    background:var(--maroon-700);
    color:var(--white);
    padding:10px 20px;
  }
  .nav-links a.is-home:hover{background:var(--maroon-600);}

  .btn-talk-nav{
    background:var(--maroon-700);
    color:var(--white);
    font-size:14px;
    font-weight:600;
    padding:12px 22px;
    border-radius:999px;
    white-space:nowrap;
    display:inline-flex;
    align-items:center;
    gap:8px;
    transition:background .2s ease, transform .2s ease;
  }
  .btn-talk-nav:hover{background:var(--maroon-600);transform:translateY(-1px);}

  .nav-toggle{display:none;}


  @media (max-width:768px){

    .logo img{

        height:46px;

    }

}

  /* ================= HERO ================= */
  .hero{
    position:relative;
    min-height:92vh;
    display:flex;
    align-items:center;
    overflow:hidden;
    background:var(--charcoal); /* fallback while video loads */
  }
  .hero__media{
    position:absolute;
    inset:0;
    width:100%;
    height:100%;
    object-fit:cover;
    z-index:0;
    animation:kenburns 24s ease-in-out infinite alternate;
  }
  @keyframes kenburns{
    0%{transform:scale(1);}
    100%{transform:scale(1.09);}
  }
  /* graceful fallback if no video source is supplied */
  .hero__fallback-bg{
    position:absolute;
    inset:0;
    z-index:0;
    background:
        radial-gradient(circle at 15% 20%, rgba(216,176,122,.12), transparent 30%),
        radial-gradient(circle at 85% 80%, rgba(255,255,255,.06), transparent 35%),
        repeating-linear-gradient(
            100deg,
            rgba(255,255,255,.02) 0 2px,
            transparent 2px 90px
        ),
        linear-gradient(
            135deg,
            #5F0000 0%,
            #800000 45%,
            #960000 100%
        );
}
  .hero__overlay{
    position:absolute;
    inset:0;
    z-index:1;
    background:
      linear-gradient(115deg, rgba(61,15,27,.92) 0%, rgba(94,27,44,.82) 38%, rgba(61,15,27,.55) 65%, rgba(61,15,27,.35) 100%);
  }

  /* signature element: an arch — "opens doors" — traced in hairline stroke */
  .hero__arch{
    position:absolute;
    right:4%;
    top:50%;
    transform:translateY(-50%);
    height:88%;
    max-height:640px;
    width:auto;
    z-index:2;
    opacity:.9;
    pointer-events:none;
  }
  .hero__arch path{
    fill:none;
    stroke:var(--coral-tint);
    stroke-width:1.4;
    stroke-dasharray:1400;
    stroke-dashoffset:1400;
    animation:draw-arch 2.6s cubic-bezier(.4,0,.2,1) .3s forwards;
  }
  .hero__arch .arch-swing{
    stroke:var(--white);
    opacity:.35;
    stroke-dasharray:4 8;
    animation:draw-swing 2.2s ease-out 1.4s forwards, rotate-swing 12s linear 3.6s infinite;
    stroke-dashoffset:520;
    transform-origin:186px 560px;
  }
  @keyframes draw-arch{to{stroke-dashoffset:0;}}
  @keyframes draw-swing{to{stroke-dashoffset:0;}}
  @keyframes rotate-swing{
    0%,100%{transform:rotate(0deg);}
    50%{transform:rotate(-8deg);}
  }

  .hero__content{
    position:relative;
    z-index:3;
    max-width:1280px;
    margin:0 auto;
    padding:0 32px;
    width:100%;
  }
  .hero__col{
    max-width:640px;
  }
  .hero__eyebrow{
    display:inline-flex;
    align-items:center;
    gap:10px;
    font-size:12.5px;
    font-weight:600;
    letter-spacing:.14em;
    text-transform:uppercase;
    color:var(--coral-tint);
    margin-bottom:22px;
  }
  .hero__eyebrow::before{
    content:'';
    width:28px;
    height:1px;
    background:var(--coral-tint);
    display:inline-block;
  }
  .hero h1{
    font-family:var(--display);
    font-weight:560;
    font-size:clamp(38px, 5vw, 60px);
    line-height:1.06;
    color:var(--white);
    margin:0 0 22px;
    letter-spacing:-.01em;
  }
  .hero h1 em{
    font-style:italic;
    font-weight:500;
    color:var(--coral-tint);
  }
  .hero__sub{
    font-size:clamp(17px, 1.6vw, 20px);
    font-weight:500;
    color:var(--coral-tint);
    margin:0 0 20px;
    line-height:1.45;
  }
  .hero__body{
    font-size:16px;
    line-height:1.7;
    color:rgba(255,255,255,.88);
    margin:0 0 16px;
    max-width:560px;
  }
  .hero__body:last-of-type{margin-bottom:36px;}

  .hero__ctas{
    display:flex;
    flex-wrap:wrap;
    gap:16px;
    align-items:center;
  }
  .btn{
    display:inline-flex;
    align-items:center;
    gap:10px;
    font-size:15.5px;
    font-weight:600;
    padding:16px 28px;
    border-radius:4px;
    border:1px solid transparent;
    transition:transform .2s ease, background .2s ease, border-color .2s ease;
  }
  .btn:hover{transform:translateY(-2px);}
  .btn-primary{
    background:var(--maroon-700);
    color:var(--white);
  }
  .btn-primary:hover{background:var(--maroon-600);}
  .btn-secondary{
    background:var(--coral-tint);
    color:var(--charcoal);
  }
  .btn-secondary:hover{background:var(--coral-tint-deep);}
  .btn svg{width:16px;height:16px;flex-shrink:0;}

  .hero__scroll{
    position:absolute;
    left:32px;
    bottom:28px;
    z-index:3;
    display:flex;
    align-items:center;
    gap:10px;
    color:rgba(255,255,255,.65);
    font-size:12px;
    letter-spacing:.1em;
    text-transform:uppercase;
  }
  .hero__scroll-line{
    width:1px;
    height:32px;
    background:linear-gradient(to bottom, rgba(255,255,255,.7), transparent);
  }

  @media (max-width:900px){
    .utility-bar__left span:nth-child(2){display:none;}
    .nav-links{display:none;}
    .hero__arch{opacity:.35; right:-6%; width:60%;}
  }
  @media (max-width:560px){
    .utility-bar__inner{padding:8px 20px;font-size:11.5px;}
    .main-nav__inner{padding:14px 20px;}
    .hero__content{padding:0 20px;}
    .hero__ctas{flex-direction:column; align-items:flex-start;}
    .btn{width:100%; justify-content:center;}
    .hero__scroll{display:none;}
  }

  @media (prefers-reduced-motion: reduce){
    .hero__media{animation:none;}
    .hero__arch path, .hero__arch .arch-swing{animation:none; stroke-dashoffset:0;}
  }

  /* ================= HERO ANIMATIONS ================= */

/* content starts hidden */
.hero__eyebrow,
.hero h1,
.hero__sub,
.hero__body,
.hero__ctas,
.hero__scroll {
  opacity: 0;
  transform: translateY(28px);
  animation: heroFadeUp 0.9s cubic-bezier(.22,1,.36,1) forwards;
}

/* stagger timing */
.hero__eyebrow { animation-delay: 0.25s; }
.hero h1       { animation-delay: 0.45s; }
.hero__sub     { animation-delay: 0.65s; }
.hero__body:nth-of-type(1) { animation-delay: 0.85s; }
.hero__body:nth-of-type(2) { animation-delay: 1.05s; }
.hero__ctas    { animation-delay: 1.2s; }
.hero__scroll  { animation-delay: 1.4s; }

@keyframes heroFadeUp {
  0% {
    opacity: 0;
    transform: translateY(28px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

/* soft moving light */
.hero::before {
  content: "";
  position: absolute;
  top: -10%;
  right: -8%;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(244,225,216,0.14) 0%, rgba(244,225,216,0.04) 45%, transparent 72%);
  z-index: 2;
  pointer-events: none;
  animation: heroGlowFloat 10s ease-in-out infinite alternate;
}

@keyframes heroGlowFloat {
  0% {
    transform: translateY(0px) translateX(0px) scale(1);
    opacity: 0.65;
  }
  100% {
    transform: translateY(24px) translateX(-18px) scale(1.08);
    opacity: 0.95;
  }
}

.hero__media {
  animation: heroVideoZoom 18s ease-in-out infinite alternate;
}

@keyframes heroVideoZoom {
  0% {
    transform: scale(1);
  }
  100% {
    transform: scale(1.08);
  }
}

.btn {
  transition:
    transform 0.28s ease,
    box-shadow 0.28s ease,
    background 0.28s ease,
    color 0.28s ease;
}

.btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 34px rgba(0,0,0,0.18);
}

.btn svg {
  transition: transform 0.28s ease;
}

.btn:hover svg {
  transform: translateX(4px);
}

.hero__scroll-line {
  animation: scrollPulse 1.8s ease-in-out infinite;
}

@keyframes scrollPulse {
  0% {
    transform: scaleY(0.7);
    opacity: 0.4;
  }
  50% {
    transform: scaleY(1);
    opacity: 1;
  }
  100% {
    transform: scaleY(0.7);
    opacity: 0.4;
  }
}

.hero h1 em {
  position: relative;
  display: inline-block;
  color: var(--coral-tint);
}

.hero h1 em::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0.08em;
  width: 100%;
  height: 10px;
  background: rgba(244,225,216,0.16);
  z-index: -1;
  transform: scaleX(0);
  transform-origin: left;
  animation: highlightSweep 0.9s ease forwards;
  animation-delay: 1s;
}

@keyframes highlightSweep {
  to {
    transform: scaleX(1);
  }
}

/* 2ND SECTION */
/* ================= LOAN SOLUTIONS SECTION ================= */
.loan-solutions{
  position: relative;
  padding: 110px 0;
  background:
    linear-gradient(180deg, #fff 0%, #fcf8f7 100%);
}

.loan-solutions__container{
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 32px;
}

.loan-solutions__header{
  max-width: 820px;
  margin-bottom: 44px;
}

.loan-solutions__eyebrow{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 18px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--maroon-700);
}

.loan-solutions__eyebrow::before{
  content:"";
  width: 28px;
  height: 1px;
  background: var(--maroon-700);
  display: inline-block;
}

.loan-solutions h2{
  margin: 0 0 16px;
  font-family: var(--display);
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.08;
  font-weight: 560;
  color: var(--charcoal);
  letter-spacing: -.01em;
}

.loan-solutions__sub{
  margin: 0;
  max-width: 760px;
  font-size: 18px;
  line-height: 1.7;
  color: rgba(32,27,26,.72);
}

/* accordion */
.loan-accordion{
  display: grid;
  gap: 18px;
}

.loan-card{
  background: rgba(255,255,255,.88);
  border: 1px solid rgba(32,27,26,.08);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 12px 40px rgba(61,15,27,.06);
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}

.loan-card:hover{
  transform: translateY(-2px);
  box-shadow: 0 18px 50px rgba(61,15,27,.10);
  border-color: rgba(94,27,44,.14);
}

.loan-card__trigger{
  width: 100%;
  border: 0;
  background: transparent;
  padding: 28px 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  text-align: left;
  cursor: pointer;
}

.loan-card__left{
  display: flex;
  align-items: flex-start;
  gap: 22px;
}

.loan-card__number{
  min-width: 52px;
  height: 52px;
  border-radius: 50%;
  background: rgba(94,27,44,.08);
  color: var(--maroon-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: .08em;
  flex-shrink: 0;
}

.loan-card h3{
  margin: 0 0 6px;
  font-family: var(--display);
  font-size: 28px;
  font-weight: 560;
  color: var(--charcoal);
}

.loan-card__trigger p{
  margin: 0;
  font-size: 15.5px;
  line-height: 1.65;
  color: rgba(32,27,26,.68);
  max-width: 720px;
}

.loan-card__icon{
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(94,27,44,.08);
  color: var(--maroon-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  line-height: 1;
  font-weight: 400;
  flex-shrink: 0;
  transition: transform .3s ease, background .3s ease, color .3s ease;
}

/* content */
.loan-card__content{
  max-height: 0;
  overflow: hidden;
  transition: max-height .45s cubic-bezier(.22,1,.36,1);
}

.loan-card__content-inner{
  padding: 0 30px 30px 104px;
}

.loan-card__content-inner p{
  margin: 0;
  max-width: 900px;
  font-size: 16px;
  line-height: 1.8;
  color: rgba(32,27,26,.78);
}

/* active state */
.loan-card.active{
  border-color: rgba(94,27,44,.18);
  box-shadow: 0 20px 55px rgba(61,15,27,.10);
}

.loan-card.active .loan-card__icon{
  transform: rotate(45deg);
  background: var(--maroon-700);
  color: var(--white);
}

.loan-card.active .loan-card__number{
  background: var(--maroon-700);
  color: var(--white);
}

/* responsive */
@media (max-width: 900px){
  .loan-solutions{
    padding: 90px 0;
  }

  .loan-card__trigger{
    padding: 24px 22px;
  }

  .loan-card__left{
    gap: 16px;
  }

  .loan-card h3{
    font-size: 24px;
  }

  .loan-card__content-inner{
    padding: 0 22px 24px 22px;
  }
}

@media (max-width: 640px){
  .loan-solutions__container{
    padding: 0 20px;
  }

  .loan-solutions__sub{
    font-size: 16px;
  }

  .loan-card__trigger{
    align-items: flex-start;
  }

  .loan-card__icon{
    width: 38px;
    height: 38px;
    font-size: 24px;
  }

  .loan-card h3{
    font-size: 22px;
  }

  .loan-card__trigger p,
  .loan-card__content-inner p{
    font-size: 15px;
  }

  .loan-card__number{
    min-width: 46px;
    height: 46px;
    font-size: 13px;
  }
}

/* 3RD SECTION */

/* =========================================================
   ABOUT PREMIUM SECTION
   Different visual treatment from Loan Solutions
========================================================= */
.about-premium{
  position: relative;
  padding: 120px 0;
  background:
    linear-gradient(135deg, #f7f1ee 0%, #fdfaf8 42%, #ffffff 100%);
  overflow: hidden;
  isolation: isolate;
}

.about-premium__container{
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 32px;
  position: relative;
  z-index: 2;
}

/* animated background shapes */
.about-premium__bg-shape{
  position: absolute;
  border-radius: 999px;
  pointer-events: none;
  z-index: 0;
  filter: blur(10px);
}

.about-premium__bg-shape--1{
  width: 380px;
  height: 380px;
  top: -90px;
  left: -80px;
  background:
    radial-gradient(circle, rgba(94,27,44,.10) 0%, rgba(94,27,44,.04) 42%, transparent 72%);
  animation: aboutFloatOne 10s ease-in-out infinite alternate;
}

.about-premium__bg-shape--2{
  width: 300px;
  height: 300px;
  right: 3%;
  bottom: 8%;
  background:
    radial-gradient(circle, rgba(231,196,180,.34) 0%, rgba(231,196,180,.10) 45%, transparent 72%);
  animation: aboutFloatTwo 12s ease-in-out infinite alternate;
}

@keyframes aboutFloatOne{
  0%{ transform: translate3d(0,0,0) scale(1); }
  100%{ transform: translate3d(26px,18px,0) scale(1.08); }
}
@keyframes aboutFloatTwo{
  0%{ transform: translate3d(0,0,0) scale(1); }
  100%{ transform: translate3d(-22px,-20px,0) scale(1.06); }
}

/* main layout */
.about-premium__grid{
  display: grid;
  grid-template-columns: 0.92fr 1.08fr;
  gap: 58px;
  align-items: center;
}

/* =========================================================
   LEFT: OWNER PHOTO / PROFILE CARD
========================================================= */
.about-premium__media{
  position: relative;
}

.about-premium__photo-card{
  position: relative;
  background: rgba(255,255,255,.74);
  border: 1px solid rgba(61,15,27,.08);
  border-radius: 32px;
  padding: 18px;
  box-shadow:
    0 28px 70px rgba(61,15,27,.10),
    0 8px 24px rgba(61,15,27,.06);
  backdrop-filter: blur(10px);
  overflow: hidden;
}

.about-premium__photo-card::before{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(180deg, rgba(255,255,255,.22), rgba(255,255,255,0));
  pointer-events:none;
}

.about-premium__photo-wrap{
  position: relative;
  width: 100%;
  aspect-ratio: 4 / 4.6;
  min-height: 520px;
  border-radius: 24px;
  overflow: hidden;
  background: #e9dfd9;
}

.about-premium__photo-wrap img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  display:block;
  transform: scale(1.02);
  transition: transform .8s ease;
}

.about-premium__photo-card:hover .about-premium__photo-wrap img{
  transform: scale(1.06);
}

.about-premium__founder-chip{
  position: absolute;
  top: 30px;
  left: 30px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  border-radius: 999px;
  background: rgba(61,15,27,.80);
  color: #fff;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  box-shadow: 0 10px 28px rgba(61,15,27,.18);
  z-index: 3;
  animation: chipFloat 4s ease-in-out infinite;
}

.about-premium__chip-dot{
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #F4E1D8;
  box-shadow: 0 0 0 5px rgba(244,225,216,.12);
}

@keyframes chipFloat{
  0%,100%{ transform: translateY(0); }
  50%{ transform: translateY(-5px); }
}

.about-premium__profile{
  position: absolute;
  left: 28px;
  right: 28px;
  bottom: 28px;
  z-index: 3;
  padding: 24px 24px 22px;
  border-radius: 24px;
  background: rgba(255,255,255,.86);
  backdrop-filter: blur(14px);
  border: 1px solid rgba(61,15,27,.08);
  box-shadow: 0 14px 36px rgba(61,15,27,.08);
}

.about-premium__profile-role{
  margin: 0 0 8px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--maroon-700);
}

.about-premium__profile h3{
  margin: 0 0 10px;
  font-family: var(--display);
  font-size: 32px;
  line-height: 1.05;
  font-weight: 560;
  color: var(--charcoal);
}

.about-premium__profile-text{
  margin: 0;
  font-size: 15.5px;
  line-height: 1.75;
  color: rgba(32,27,26,.74);
}

/* =========================================================
   RIGHT: CONTENT
========================================================= */
.about-premium__content{
  display: flex;
  flex-direction: column;
  gap: 34px;
}

.about-premium__eyebrow{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 18px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--maroon-700);
}

.about-premium__eyebrow::before{
  content:"";
  width: 30px;
  height: 1px;
  background: var(--maroon-700);
  display:inline-block;
}

.about-premium__intro h2{
  margin: 0 0 20px;
  font-family: var(--display);
  font-size: clamp(36px, 4.2vw, 56px);
  line-height: 1.06;
  font-weight: 560;
  color: var(--charcoal);
  letter-spacing: -.01em;
  max-width: 780px;
}

.about-premium__lead{
  margin: 0 0 18px;
  font-size: 17px;
  line-height: 1.9;
  color: rgba(32,27,26,.78);
  max-width: 760px;
}

.about-premium__lead:last-child{
  margin-bottom: 0;
}

.about-premium__lead strong{
  color: var(--maroon-700);
  font-weight: 700;
}

/* =========================================================
   MISSION + VISION PANELS
========================================================= */
.about-premium__panels{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.about-premium__panel{
  position: relative;
  padding: 28px 26px 24px;
  border-radius: 26px;
  min-height: 100%;
  overflow: hidden;
  transition:
    transform .35s ease,
    box-shadow .35s ease,
    border-color .35s ease;
}

/* panel 1 darker warm tint */
.about-premium__panel:first-child{
  background: linear-gradient(180deg, #fff8f5 0%, #f7ece7 100%);
  border: 1px solid rgba(94,27,44,.10);
  box-shadow: 0 16px 42px rgba(61,15,27,.06);
}

/* panel 2 lighter cream */
.about-premium__panel:last-child{
  background: linear-gradient(180deg, #ffffff 0%, #f7f3f1 100%);
  border: 1px solid rgba(32,27,26,.08);
  box-shadow: 0 16px 42px rgba(61,15,27,.05);
}

.about-premium__panel:hover{
  transform: translateY(-5px);
  box-shadow: 0 24px 54px rgba(61,15,27,.10);
}

.about-premium__panel::after{
  content:"";
  position:absolute;
  right:-40px;
  top:-40px;
  width:120px;
  height:120px;
  border-radius:50%;
  background: radial-gradient(circle, rgba(94,27,44,.08), transparent 70%);
  pointer-events:none;
}

.about-premium__panel-top{
  display:flex;
  align-items:center;
  gap:14px;
  margin-bottom:14px;
}

.about-premium__panel-no{
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: rgba(94,27,44,.10);
  color: var(--maroon-700);
  display:inline-flex;
  align-items:center;
  justify-content:center;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .08em;
  flex-shrink:0;
}

.about-premium__panel h3{
  margin:0;
  font-family: var(--display);
  font-size: 28px;
  line-height: 1.12;
  font-weight: 560;
  color: var(--charcoal);
}

.about-premium__panel p{
  margin:0;
  font-size: 15.8px;
  line-height: 1.82;
  color: rgba(32,27,26,.74);
}

/* =========================================================
   REVEAL ANIMATIONS
========================================================= */
.reveal{
  opacity: 0;
  will-change: transform, opacity;
  transition:
    opacity .9s cubic-bezier(.22,1,.36,1),
    transform .9s cubic-bezier(.22,1,.36,1);
}

.reveal-up{
  transform: translateY(42px);
}
.reveal-left{
  transform: translateX(-44px);
}
.reveal-right{
  transform: translateX(44px);
}

.reveal.is-visible{
  opacity: 1;
  transform: translate3d(0,0,0);
}

.delay-1{ transition-delay: .12s; }
.delay-2{ transition-delay: .24s; }

/* =========================================================
   RESPONSIVE
========================================================= */
@media (max-width: 1180px){
  .about-premium__grid{
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .about-premium__media{
    max-width: 720px;
  }

  .about-premium__content{
    gap: 28px;
  }
}

@media (max-width: 900px){
  .about-premium{
    padding: 92px 0;
  }

  .about-premium__container{
    padding: 0 24px;
  }

  .about-premium__photo-wrap{
    min-height: 460px;
  }

  .about-premium__panels{
    grid-template-columns: 1fr;
  }

  .about-premium__intro h2{
    font-size: clamp(32px, 6vw, 46px);
  }

  .about-premium__lead{
    font-size: 16px;
    line-height: 1.85;
  }
}

@media (max-width: 640px){
  .about-premium{
    padding: 78px 0;
  }

  .about-premium__container{
    padding: 0 20px;
  }

  .about-premium__grid{
    gap: 30px;
  }

  .about-premium__photo-card{
    padding: 14px;
    border-radius: 24px;
  }

  .about-premium__photo-wrap{
    min-height: 360px;
    border-radius: 18px;
  }

  .about-premium__founder-chip{
    top: 22px;
    left: 22px;
    padding: 10px 14px;
    font-size: 10.5px;
    gap: 8px;
  }

  .about-premium__profile{
    left: 18px;
    right: 18px;
    bottom: 18px;
    padding: 18px 18px 16px;
    border-radius: 18px;
  }

  .about-premium__profile h3{
    font-size: 26px;
  }

  .about-premium__profile-text{
    font-size: 14.5px;
    line-height: 1.72;
  }

  .about-premium__intro h2{
    font-size: 30px;
    line-height: 1.12;
  }

  .about-premium__lead{
    font-size: 15.5px;
    line-height: 1.82;
  }

  .about-premium__panel{
    padding: 22px 20px 20px;
    border-radius: 20px;
  }

  .about-premium__panel h3{
    font-size: 24px;
  }

  .about-premium__panel p{
    font-size: 15px;
    line-height: 1.76;
  }

  .about-premium__bg-shape--1{
    width: 240px;
    height: 240px;
    left: -80px;
  }

  .about-premium__bg-shape--2{
    width: 200px;
    height: 200px;
    right: -50px;
  }
}

/* reduce motion support */
@media (prefers-reduced-motion: reduce){
  .about-premium__bg-shape,
  .about-premium__founder-chip{
    animation: none !important;
  }

  .reveal,
  .about-premium__photo-wrap img,
  .about-premium__panel,
  .about-premium__photo-card{
    transition: none !important;
  }
}

.nav-links a.active{
    color: var(--maroon-700);
    font-weight: 700;
    position: relative;
}

.nav-links a.active::after{
    content:"";
    position:absolute;
    left:0;
    bottom:-8px;
    width:100%;
    height:2px;
    background:var(--maroon-700);
}


/* =========================================================
   HOMELYNK FINANCE
   PREMIUM RESPONSIVE NAVIGATION
   ========================================================= */


/* =========================================================
   NAVBAR
   ========================================================= */

.main-nav {

    position: sticky;
    top: 0;
    z-index: 9999;

    background: rgba(255,255,255,.96);

    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);

    border-bottom: 1px solid rgba(10,43,68,.08);

    transition:
        box-shadow .35s ease,
        background .35s ease,
        transform .35s ease;

}


.main-nav.scrolled {

    background: rgba(255,255,255,.98);

    box-shadow:
        0 10px 35px rgba(8,35,54,.10);

}


.main-nav__inner {

    width: min(1400px, 94%);

    margin: auto;

    min-height: 82px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 30px;

}


/* =========================================================
   LOGO
   ========================================================= */

.logo {

    display: flex;

    align-items: center;

    flex-shrink: 0;

}


.logo img {

    width: 250px;

    height: auto;

    display: block;

}


/* =========================================================
   DESKTOP NAV
   ========================================================= */

.nav-links {

    display: flex;

    align-items: center;

    gap: 7px;

    list-style: none;

    margin: 0;

    padding: 0;

}


.nav-links > li {

    position: relative;

}


.nav-links > li > a,
.calculator-menu-trigger {

    height: 44px;

    padding: 0 15px;

    display: flex;

    align-items: center;

    gap: 7px;

    border: none;

    background: transparent;

    color: #0b304d;

    font-family: "Public Sans", sans-serif;

    font-size: 14px;

    font-weight: 600;

    text-decoration: none;

    border-radius: 10px;

    cursor: pointer;

    transition:
        background .25s ease,
        color .25s ease,
        transform .25s ease;

}


.nav-links > li > a:hover,
.calculator-menu-trigger:hover {

    background: #f3f7f8;

    color: #009f9d;

}


.calculator-menu-trigger {

    appearance: none;

}


.calculator-arrow {

    font-size: 13px;

    transition: transform .3s ease;

}


.nav-calculators:hover .calculator-arrow,
.nav-calculators.is-open .calculator-arrow {

    transform: rotate(180deg);

}


/* =========================================================
   CALCULATOR MEGA MENU
   ========================================================= */

.calculator-mega-menu {

    position: absolute;

    top: calc(100% + 18px);

    left: 50%;

    transform:
        translateX(-50%)
        translateY(10px);

    width: 850px;

    max-width: calc(100vw - 40px);

    padding: 24px;

    background: rgba(255,255,255,.98);

    border: 1px solid rgba(10,43,68,.08);

    border-radius: 20px;

    box-shadow:
        0 25px 70px rgba(8,35,54,.16);

    opacity: 0;

    visibility: hidden;

    pointer-events: none;

    transition:
        opacity .25s ease,
        transform .25s ease,
        visibility .25s ease;

}


/* little arrow */

.calculator-mega-menu::before {

    content: "";

    position: absolute;

    top: -7px;

    left: 50%;

    width: 14px;

    height: 14px;

    background: white;

    border-left: 1px solid rgba(10,43,68,.08);

    border-top: 1px solid rgba(10,43,68,.08);

    transform: translateX(-50%) rotate(45deg);

}


/* OPEN */

.nav-calculators:hover .calculator-mega-menu,
.nav-calculators.is-open .calculator-mega-menu {

    opacity: 1;

    visibility: visible;

    pointer-events: auto;

    transform:
        translateX(-50%)
        translateY(0);

}


/* =========================================================
   MENU HEADER
   ========================================================= */

.calculator-menu-header {

    padding: 2px 4px 20px;

    border-bottom: 1px solid #e8eeee;

    margin-bottom: 18px;

}


.calculator-menu-eyebrow {

    display: block;

    margin-bottom: 5px;

    color: #800000;

    font-size: 11px;

    font-weight: 700;

    letter-spacing: .16em;

}


.calculator-menu-header h3 {

    margin: 0 0 5px;

    color: #0b304d;

    font-family: "Fraunces", serif;

    font-size: 27px;

}


.calculator-menu-header p {

    margin: 0;

    max-width: 600px;

    color: #66747d;

    font-size: 13px;

    line-height: 1.6;

}


/* =========================================================
   CALCULATOR GRID
   ========================================================= */

.calculator-grid {

    display: grid;

    grid-template-columns:
        repeat(2, minmax(0, 1fr));

    gap: 10px;

}


/* =========================================================
   CALCULATOR CARD
   ========================================================= */

.calculator-menu-card {

    min-height: 74px;

    display: flex;

    align-items: center;

    gap: 13px;

    padding: 12px;

    color: inherit;

    text-decoration: none;

    border: 1px solid transparent;

    border-radius: 13px;

    background: #f7f9f9;

    transition:
        transform .25s ease,
        border-color .25s ease,
        background .25s ease,
        box-shadow .25s ease;

}


.calculator-menu-card:hover {

    transform: translateY(-2px);

    background: #ffffff;

    border-color: rgba(0,166,164,.25);

    box-shadow:
        0 8px 25px rgba(8,35,54,.08);

}


/* ICON */

.calculator-menu-icon {

    width: 43px;

    height: 43px;

    flex: 0 0 43px;

    display: flex;

    align-items: center;

    justify-content: center;

    border-radius: 11px;

    background: #0b304d;

    color: #ffffff;

    font-size: 16px;

    transition:
        background .25s ease,
        transform .25s ease;

}


.calculator-menu-card:hover
.calculator-menu-icon {

    background: #800000;

    transform: scale(1.05);

}


/* TEXT */

.calculator-menu-text {

    min-width: 0;

    display: flex;

    flex-direction: column;

    gap: 3px;

}


.calculator-menu-text strong {

    color: #0b304d;

    font-size: 13px;

    font-weight: 700;

}


.calculator-menu-text small {

    overflow: hidden;

    color: #738087;

    font-size: 11px;

    white-space: nowrap;

    text-overflow: ellipsis;

}


/* ARROW */

.calculator-menu-arrow {

    margin-left: auto;

    color: #9aa7ad;

    font-size: 16px;

    transition:
        transform .25s ease,
        color .25s ease;

}


.calculator-menu-card:hover
.calculator-menu-arrow {

    color: #800000;

    transform: translateX(4px);

}


/* =========================================================
   MENU FOOTER
   ========================================================= */

.calculator-menu-footer {

    margin-top: 18px;

    padding-top: 15px;

    border-top: 1px solid #e8eeee;

    display: flex;

    justify-content: space-between;

    align-items: center;

    gap: 20px;

    font-size: 11px;

}


.calculator-menu-footer span {

    color: #7a878d;

}


.calculator-menu-footer span i {

    margin-right: 5px;

    color: #800000;

}


.calculator-menu-footer a {

    color: #0b304d;

    font-weight: 700;

    text-decoration: none;

}


.calculator-menu-footer a:hover {

    color: #800000;

}


/* =========================================================
   MOBILE HAMBURGER
   ========================================================= */

.mobile-menu-toggle {

    display: none;

    width: 46px;

    height: 46px;

    padding: 0;

    border: 1px solid #dce5e7;

    border-radius: 12px;

    background: #ffffff;

    cursor: pointer;

    align-items: center;

    justify-content: center;

    flex-direction: column;

    gap: 5px;

}


.mobile-menu-toggle span {

    width: 20px;

    height: 2px;

    border-radius: 10px;

    background: #0b304d;

    transition: .3s ease;

}


/* =========================================================
   MOBILE MENU
   ========================================================= */

.mobile-menu {

    position: fixed;

    inset: 0;

    z-index: 10000;

    background: rgba(5,25,40,.42);

    backdrop-filter: blur(8px);

    -webkit-backdrop-filter: blur(8px);

    opacity: 0;

    visibility: hidden;

    pointer-events: none;

    transition: .3s ease;

}


.mobile-menu.active {

    opacity: 1;

    visibility: visible;

    pointer-events: auto;

}


.mobile-menu__inner {

    position: absolute;

    top: 0;

    right: 0;

    width: min(390px, 88vw);

    height: 100%;

    padding: 28px 22px;

    overflow-y: auto;

    background: #ffffff;

    box-shadow:
        -20px 0 60px rgba(0,0,0,.15);

    transform: translateX(100%);

    transition: transform .4s cubic-bezier(.22,.61,.36,1);

}


.mobile-menu.active
.mobile-menu__inner {

    transform: translateX(0);

}


/* TOP */

.mobile-menu__top {

    display: flex;

    align-items: center;

    justify-content: space-between;

    margin-bottom: 25px;

}


.mobile-menu__top > span {

    color: #800000;

    font-size: 11px;

    font-weight: 700;

    letter-spacing: .16em;

}


.mobile-menu__top button {

    width: 40px;

    height: 40px;

    border: 1px solid #e2e8e9;

    border-radius: 10px;

    background: #f7f9f9;

    color: #0b304d;

    font-size: 26px;

    line-height: 1;

    cursor: pointer;

}


/* =========================================================
   MOBILE NAV LINKS
   ========================================================= */

.mobile-nav-link {

    min-height: 57px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    border-bottom: 1px solid #edf1f2;

    color: #0b304d;

    font-size: 16px;

    font-weight: 600;

    text-decoration: none;

}


.mobile-nav-link span {

    color: #800000;

    font-size: 18px;

}


/* =========================================================
   MOBILE CALCULATOR BUTTON
   ========================================================= */

.mobile-calculators {

    border-bottom: 1px solid #edf1f2;

}


.mobile-calculator-trigger {

    width: 100%;

    min-height: 62px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    border: none;

    background: transparent;

    color: #0b304d;

    font-family: inherit;

    font-size: 16px;

    font-weight: 700;

    cursor: pointer;

}


.mobile-calculator-trigger > span:first-child {

    display: flex;

    align-items: center;

    gap: 10px;

}


.mobile-calculator-trigger i {

    color: #800000;

}


.mobile-calculator-plus {

    font-size: 24px;

    font-weight: 300;

    transition: transform .3s ease;

}


.mobile-calculators.open
.mobile-calculator-plus {

    transform: rotate(45deg);

}


/* =========================================================
   MOBILE CALCULATOR LIST
   ========================================================= */

.mobile-calculator-list {

    max-height: 0;

    overflow: hidden;

    transition:
        max-height .4s ease;

}


.mobile-calculators.open
.mobile-calculator-list {

    max-height: 900px;

    padding-bottom: 10px;

}


.mobile-calculator-list a {

    min-height: 48px;

    display: flex;

    align-items: center;

    gap: 12px;

    padding: 0 10px;

    margin: 3px 0;

    border-radius: 10px;

    color: #344a56;

    font-size: 13px;

    font-weight: 600;

    text-decoration: none;

    transition:
        background .2s ease,
        color .2s ease;

}


.mobile-calculator-list a:hover {

    background: #f0f8f8;

    color: #800000;

}


.mobile-calculator-list a i {

    width: 28px;

    color: #800000;

    text-align: center;

}


/* =========================================================
   MOBILE CTA
   ========================================================= */

.mobile-expert-button {

    min-height: 55px;

    margin-top: 25px;

    padding: 0 20px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    border-radius: 12px;

    background: #0b304d;

    color: #ffffff;

    font-size: 14px;

    font-weight: 700;

    text-decoration: none;

}


.mobile-expert-button span {

    color: #800000;

    font-size: 19px;

}


/* =========================================================
   MOBILE FOOTER INFO
   ========================================================= */

.mobile-menu__bottom {

    display: flex;

    flex-direction: column;

    gap: 6px;

    margin-top: 25px;

    padding-top: 20px;

    border-top: 1px solid #edf1f2;

    color: #7a878d;

    font-size: 11px;

}


/* =========================================================
   RESPONSIVE BREAKPOINT
   ========================================================= */

@media (max-width: 1050px) {

    .nav-links {

        gap: 0;

    }

    .nav-links > li > a,
    .calculator-menu-trigger {

        padding: 0 10px;

        font-size: 13px;

    }

    .btn-talk-nav {

        padding-left: 15px;

        padding-right: 15px;

    }

}


@media (max-width: 850px) {

    .nav-links,
    .btn-talk-nav {

        display: none;

    }

    .mobile-menu-toggle {

        display: flex;

    }

    .main-nav__inner {

        min-height: 72px;

    }

    .logo img {

        width: 100px;

    }

}


/* =========================================================
   BODY LOCK WHEN MENU OPEN
   ========================================================= */

body.mobile-menu-open {

    overflow: hidden;

}


/* =========================================================
   HOMELYNK FINANCE
   MOBILE HOVER NAVIGATION
   ========================================================= */


/* =========================================================
   HAMBURGER
   ========================================================= */

.mobile-menu-toggle {

    display: none;

    width: 48px;
    height: 48px;

    padding: 0;

    border: 1px solid #d9e3e5;

    border-radius: 13px;

    background: #ffffff;

    cursor: pointer;

    align-items: center;
    justify-content: center;

    flex-direction: column;

    gap: 5px;

    position: relative;

    z-index: 10002;

    transition:
        background .25s ease,
        border-color .25s ease,
        box-shadow .25s ease,
        transform .25s ease;
}


/* Hamburger lines */

.mobile-menu-toggle span {

    display: block;

    width: 21px;
    height: 2px;

    border-radius: 10px;

    background: #0b304d;

    transition:
        transform .3s ease,
        opacity .3s ease;
}


/* Hover */

.mobile-menu-toggle:hover {

    background: #0b304d;

    border-color: #0b304d;

    box-shadow:
        0 8px 25px rgba(11,48,77,.20);

    transform: translateY(-1px);

}


.mobile-menu-toggle:hover span {

    background: #ffffff;

}


/* =========================================================
   HOVER WRAPPER
   ========================================================= */

.mobile-hover-wrapper {

    position: fixed;

    top: 72px;

    right: 15px;

    z-index: 10001;

    opacity: 0;

    visibility: hidden;

    pointer-events: none;

    transform:
        translateY(-10px)
        scale(.98);

    transform-origin: top right;

    transition:
        opacity .25s ease,
        visibility .25s ease,
        transform .25s ease;

}


/*
   Invisible bridge.

   This prevents the menu from disappearing while the
   mouse travels from the hamburger to the panel.
*/

.mobile-hover-wrapper::before {

    content: "";

    position: absolute;

    top: -20px;

    right: 0;

    width: 80px;

    height: 25px;

}


/* =========================================================
   SHOW ON HOVER
   ========================================================= */

.mobile-menu-toggle:hover
~ .mobile-hover-wrapper,

.mobile-hover-wrapper:hover {

    opacity: 1;

    visibility: visible;

    pointer-events: auto;

    transform:
        translateY(0)
        scale(1);

}


/* =========================================================
   MAIN PANEL
   ========================================================= */

.mobile-hover-menu {

    width: 360px;

    max-height: calc(100vh - 95px);

    overflow-y: auto;

    padding: 22px;

    background:
        rgba(255,255,255,.98);

    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);

    border:
        1px solid rgba(11,48,77,.09);

    border-radius: 20px;

    box-shadow:
        0 25px 70px rgba(8,35,54,.18);

}


/* scrollbar */

.mobile-hover-menu::-webkit-scrollbar {

    width: 5px;

}


.mobile-hover-menu::-webkit-scrollbar-thumb {

    background: #c9d8db;

    border-radius: 20px;

}


/* =========================================================
   HEADER
   ========================================================= */

.mobile-hover-header {

    display: flex;

    align-items: flex-start;

    justify-content: space-between;

    padding-bottom: 18px;

    margin-bottom: 8px;

    border-bottom:
        1px solid #e9eff0;

}


.mobile-menu-eyebrow {

    display: block;

    margin-bottom: 4px;

    color: #800000;

    font-size: 9px;

    font-weight: 700;

    letter-spacing: .16em;

}


.mobile-hover-header h3 {

    margin: 0;

    color: #0b304d;

    font-family: "Fraunces", serif;

    font-size: 25px;

    font-weight: 560;

}


.mobile-menu-status {

    padding: 6px 9px;

    border-radius: 7px;

    background: #eef8f7;

    color: #800000;

    font-size: 9px;

    font-weight: 700;

    letter-spacing: .08em;

}


/* =========================================================
   NAVIGATION LINKS
   ========================================================= */

.mobile-hover-link {

    min-height: 51px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    padding: 0 11px;

    border-bottom:
        1px solid #edf1f2;

    color: #0b304d;

    text-decoration: none;

    font-size: 14px;

    font-weight: 600;

    border-radius: 9px;

    transition:
        background .2s ease,
        color .2s ease,
        padding .2s ease;
}


.mobile-hover-link span {

    display: flex;

    align-items: center;

    gap: 12px;

}


.mobile-hover-link i {

    width: 20px;

    color: #800000;

    text-align: center;

    font-size: 13px;

}


.mobile-hover-link b {

    color: #9aa8ad;

    font-size: 16px;

    font-weight: 400;

    transition:
        transform .2s ease,
        color .2s ease;

}


.mobile-hover-link:hover {

    padding-left: 15px;

    background: #f2f8f8;

    color: #800000;

}


.mobile-hover-link:hover b {

    color:#800000;

    transform: translateX(3px);

}


/* =========================================================
   CALCULATORS BUTTON
   ========================================================= */

.mobile-hover-calculators {

    border-bottom:
        1px solid #edf1f2;

}


.mobile-hover-calculator-trigger {

    width: 100%;

    min-height: 51px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    padding: 0 11px;

    border: none;

    background: transparent;

    color: #0b304d;

    font-family: inherit;

    font-size: 14px;

    font-weight: 600;

    cursor: pointer;

    border-radius: 9px;

}


.mobile-hover-calculator-trigger span {

    display: flex;

    align-items: center;

    gap: 12px;

}


.mobile-hover-calculator-trigger i {

    width: 20px;

    color:#800000;

    text-align: center;

}


.mobile-hover-calculator-trigger b {

    color:#800000;

    font-size: 20px;

    font-weight: 400;

    transition: transform .3s ease;

}


.mobile-hover-calculators.open
.mobile-hover-calculator-trigger b {

    transform: rotate(45deg);

}


/* =========================================================
   CALCULATOR LIST
   ========================================================= */

.mobile-hover-calculator-list {

    display: grid;

    grid-template-columns: 1fr;

    gap: 3px;

    max-height: 0;

    overflow: hidden;

    opacity: 0;

    transition:
        max-height .35s ease,
        opacity .25s ease;

}


.mobile-hover-calculators.open
.mobile-hover-calculator-list {

    max-height: 600px;

    padding:
        3px 0 10px;

    opacity: 1;

}


/* individual calculator */

.mobile-hover-calculator-list a {

    min-height: 40px;

    display: flex;

    align-items: center;

    gap: 10px;

    padding: 0 11px;

    margin-left: 10px;

    border-radius: 8px;

    color: #800000;

    font-size: 12px;

    font-weight: 600;

    text-decoration: none;

    transition:
        background .2s ease,
        color .2s ease,
        transform .2s ease;

}


.mobile-hover-calculator-list a:hover {

    background: #f0f8f8;

    color: #800000;

    transform: translateX(3px);

}


.mobile-hover-calculator-list a i {

    width: 18px;

    color: #800000;

    text-align: center;

    font-size: 11px;

}


/* =========================================================
   EXPERT CTA
   ========================================================= */

.mobile-hover-cta {

    min-height: 66px;

    margin-top: 18px;

    padding: 0 17px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    border-radius: 13px;

    background:
        linear-gradient(
            135deg,
            #800000,
            #800000
        );

    color: #ffffff;

    text-decoration: none;

    box-shadow:
        0 10px 25px rgba(11,48,77,.15);

    transition:
        transform .25s ease,
        box-shadow .25s ease;

}


.mobile-hover-cta:hover {

    transform: translateY(-2px);

    box-shadow:
        0 15px 35px rgba(11,48,77,.22);

}


.mobile-hover-cta span {

    display: flex;

    flex-direction: column;

    gap: 3px;

}


.mobile-hover-cta small {

    color: white;

    font-size: 8px;

    font-weight: 700;

    letter-spacing: .13em;

}


.mobile-hover-cta span {

    font-size: 13px;

    font-weight: 700;

}


.mobile-hover-cta b {

    color: #800000;

    font-size: 20px;

    font-weight: 400;

}


/* =========================================================
   FOOTER
   ========================================================= */

.mobile-hover-footer {

    display: flex;

    justify-content: space-between;

    gap: 10px;

    padding-top: 16px;

    color: #8a979d;

    font-size: 9px;

}


/* =========================================================
   MOBILE/TABLET BREAKPOINT
   ========================================================= */

@media (max-width: 850px) {

    /* Hide normal desktop navigation */

    .nav-links,
    .btn-talk-nav {

        display: none !important;

    }


    /* Show hamburger */

    .mobile-menu-toggle {

        display: flex;

    }


    .main-nav__inner {

        min-height: 72px;

        width: calc(100% - 30px);

    }


    .logo img {

        width: 50px;

    }

}


/* =========================================================
   SMALL PHONES
   ========================================================= */

@media (max-width: 480px) {

    .mobile-hover-wrapper {

        top: 66px;

        right: 8px;

        left: 8px;

    }


    .mobile-hover-menu {

        width: 100%;

        max-height: calc(100vh - 80px);

        padding: 18px;

        border-radius: 17px;

    }


    .mobile-hover-header h3 {

        font-size: 23px;

    }

}

/* =========================================================
   MOBILE HOVER MENU - CLICK SUPPORT
   ========================================================= */

.mobile-hover-wrapper.is-open {

    opacity: 1;

    visibility: visible;

    pointer-events: auto;

    transform:
        translateY(0)
        scale(1);

}

/* =========================================================
   HOMELYNK FINANCE — THEMED HAMBURGER
   ========================================================= */

.mobile-menu-toggle {

    display: none;

    width: 48px;
    height: 48px;

    padding: 0;

    border: 1px solid rgba(128, 0, 0, 0.18);

    border-radius: 12px;

    background: #ffffff;

    cursor: pointer;

    align-items: center;
    justify-content: center;

    flex-direction: column;

    gap: 5px;

    position: relative;

    z-index: 10002;

    transition:
        background 0.3s ease,
        border-color 0.3s ease,
        box-shadow 0.3s ease,
        transform 0.3s ease;
}


/* Hamburger lines */

.mobile-menu-toggle span {

    display: block;

    width: 21px;
    height: 2px;

    border-radius: 10px;

    background: #800000;

    transition:
        transform 0.3s ease,
        opacity 0.3s ease,
        background 0.3s ease;
}


/* =========================================================
   HOVER
   ========================================================= */

.mobile-menu-toggle:hover {

    background: #800000;

    border-color: #800000;

    box-shadow:
        0 8px 25px rgba(128, 0, 0, 0.20);

    transform: translateY(-2px);

}


.mobile-menu-toggle:hover span {

    background: #F4E1D8;

}


/* =========================================================
   CLICK / OPEN STATE
   ========================================================= */

.mobile-menu-toggle:active {

    transform: translateY(0);

}


/* When menu is open */

.mobile-hover-wrapper.is-open
~ .mobile-menu-toggle,
.mobile-menu-toggle[aria-expanded="true"] {

    background: #800000;

    border-color: #800000;

}


.mobile-menu-toggle[aria-expanded="true"] span {

    background: #F4E1D8;

}


/* =========================================================
   MOBILE/TABLET
   ========================================================= */

@media (max-width: 850px) {

    .nav-links,
    .btn-talk-nav {

        display: none !important;

    }


    .mobile-menu-toggle {

        display: flex;

    }


    .main-nav__inner {

        min-height: 72px;

        width: calc(100% - 30px);

    }


    .logo img {

        width: 200px;

    }

}


/* =========================================================
   SMALL PHONES
   ========================================================= */

@media (max-width: 480px) {

    .mobile-menu-toggle {

        width: 44px;
        height: 44px;

        border-radius: 11px;

    }


    .mobile-menu-toggle span {

        width: 19px;

    }

}

/* =========================================================
   DESKTOP CALCULATOR MENU - CLICK TO OPEN
   ========================================================= */

/* Hide the calculator menu by default */
.nav-calculators .calculator-mega-menu {
    display: none;
    visibility: hidden;
    opacity: 0;
    pointer-events: none;
}


/* Show only when JavaScript adds .is-open */
.nav-calculators.is-open .calculator-mega-menu {
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
    pointer-events: auto !important;
}


/* Prevent the old hover behaviour from opening it */
.nav-calculators:hover .calculator-mega-menu {
    visibility: hidden;
    opacity: 0;
    pointer-events: none;
}


/* But allow the JS-opened version to remain visible */
.nav-calculators.is-open:hover .calculator-mega-menu {
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
}


/* Make the calculator button look active */
.nav-calculators.is-open .calculator-menu-trigger {
    background: #f3f6f7;
    color: #009c9c;
}


/* Keep the arrow visually active */
.nav-calculators.is-open .calculator-arrow {
    transform: rotate(180deg);
}


/* Smooth arrow */
.calculator-arrow {
    display: inline-block;
    transition: transform .25s ease;
}

/* =========================================================
   HOMELYNK FINANCE
   PREMIUM FOOTER — REDESIGNED
   ========================================================= */


/* =========================================================
   MAIN FOOTER
   ========================================================= */

.site-footer {

    position: relative;

    overflow: hidden;

    background:
        linear-gradient(
            135deg,
            #300000 0%,
            #500000 48%,
            #280000 100%
        );

    color: #ffffff;

    font-family:
        "Public Sans",
        sans-serif;
}


/* =========================================================
   BACKGROUND LIGHT EFFECTS
   ========================================================= */

.site-footer::before {

    content: "";

    position: absolute;

    width: 700px;
    height: 700px;

    top: -500px;
    right: -250px;

    border-radius: 50%;

    background:
        radial-gradient(
            circle,
            rgba(244,225,216,.11) 0%,
            rgba(244,225,216,.035) 38%,
            transparent 70%
        );

    pointer-events: none;
}


.site-footer::after {

    content: "";

    position: absolute;

    width: 500px;
    height: 500px;

    bottom: -380px;
    left: -250px;

    border-radius: 50%;

    border:
        1px solid
        rgba(244,225,216,.06);

    pointer-events: none;
}


/* =========================================================
   CONTAINER
   ========================================================= */

.site-footer__container {

    position: relative;

    z-index: 2;

    width:
        min(1380px, 92%);

    margin: 0 auto;

    padding:
        55px 0 28px;
}


/* =========================================================
   TOP CTA
   ========================================================= */

.site-footer__cta {

    position: relative;

    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 50px;

    padding:
        34px 38px;

    border:
        1px solid
        rgba(255,255,255,.12);

    border-radius: 20px;

    background:
        linear-gradient(
            135deg,
            rgba(255,255,255,.095),
            rgba(255,255,255,.035)
        );

    box-shadow:
        0 20px 60px
        rgba(0,0,0,.12);

    backdrop-filter:
        blur(15px);

    -webkit-backdrop-filter:
        blur(15px);
}


.site-footer__cta-content {

    max-width: 720px;
}


.site-footer__eyebrow {

    display: inline-flex;

    align-items: center;

    gap: 8px;

    margin-bottom: 10px;

    color: #f4e1d8;

    font-size: 10px;

    font-weight: 700;

    letter-spacing: .18em;
}


.site-footer__eyebrow::before {

    content: "";

    width: 25px;
    height: 2px;

    background: #f4e1d8;
}


.site-footer__cta h2 {

    margin:
        0 0 11px;

    color: #ffffff;

    font-family:
        "Fraunces",
        serif;

    font-size:
        clamp(32px, 4vw, 48px);

    line-height: 1.02;

    font-weight: 560;

    letter-spacing: -.035em;
}


.site-footer__cta h2 em {

    color: #f4e1d8;

    font-style: italic;
}


.site-footer__cta p {

    max-width: 680px;

    margin: 0;

    color:
        rgba(255,255,255,.68);

    font-size: 13px;

    line-height: 1.7;
}


/* =========================================================
   CTA BUTTON
   ========================================================= */

.site-footer__cta-button {

    flex-shrink: 0;

    min-width: 185px;

    display: inline-flex;

    align-items: center;

    justify-content: center;

    gap: 13px;

    padding:
        15px 21px;

    border:
        1px solid
        #f4e1d8;

    border-radius: 11px;

    background: #f4e1d8;

    color: #650000;

    text-decoration: none;

    font-size: 11px;

    font-weight: 700;

    letter-spacing: .02em;

    transition:
        transform .25s ease,
        box-shadow .25s ease,
        background .25s ease;
}


.site-footer__cta-button span {

    font-size: 18px;

    line-height: 1;

    transition:
        transform .25s ease;
}


.site-footer__cta-button:hover {

    transform:
        translateY(-3px);

    background: #ffffff;

    box-shadow:
        0 14px 30px
        rgba(0,0,0,.25);
}


.site-footer__cta-button:hover span {

    transform:
        translateX(4px);
}


/* =========================================================
   DIVIDER
   ========================================================= */

.site-footer__divider {

    height: 1px;

    margin:
        42px 0 38px;

    background:
        linear-gradient(
            90deg,
            transparent,
            rgba(255,255,255,.13) 15%,
            rgba(255,255,255,.13) 85%,
            transparent
        );
}


/* =========================================================
   MAIN FOOTER GRID
   ========================================================= */

.site-footer__grid {

    display: grid;

    grid-template-columns:
        1.65fr
        1fr
        1.35fr
        1.2fr
        1.45fr;

    gap: 45px;

    align-items: start;
}


/* =========================================================
   BRAND
   ========================================================= */

.site-footer__brand {

    max-width: 320px;
}


.site-footer__logo {

    display: inline-flex;

    align-items: center;

    margin-bottom: 17px;
}


.site-footer__logo img {

    display: block;

    width: 200px;

    height: auto;

    max-height:100px;

    object-fit: contain;

    object-position: left center;
}


.site-footer__brand > p {

    max-width: 310px;

    margin: 0;

    color:
        rgba(255,255,255,.66);

    font-size: 13px;

    line-height: 1.75;
}


/* =========================================================
   ACCREDITATION
   ========================================================= */

.site-footer__accreditation {

    display: flex;

    align-items: center;

    gap: 11px;

    margin-top: 22px;

    padding-top: 18px;

    border-top:
        1px solid
        rgba(255,255,255,.09);
}


.site-footer__accreditation-icon {

    width: 38px;
    height: 38px;

    display: flex;

    align-items: center;
    justify-content: center;

    flex-shrink: 0;

    border-radius: 10px;

    background:
        rgba(244,225,216,.10);

    color: #f4e1d8;

    font-size: 12px;
}


.site-footer__accreditation div {

    display: flex;

    flex-direction: column;

    gap: 3px;
}


.site-footer__accreditation strong {

    color: #ffffff;

    font-size: 11px;

    font-weight: 700;
}


.site-footer__accreditation small {

    color:
        rgba(255,255,255,.47);

    font-size: 9px;
}


/* =========================================================
   FOOTER COLUMNS
   ========================================================= */

.site-footer__column h3 {

    position: relative;

    margin:
        1px 0 21px;

    padding-bottom: 11px;

    color: #ffffff;

    font-size: 13px;

    font-weight: 700;

    letter-spacing: .02em;
}


.site-footer__column h3::after {

    content: "";

    position: absolute;

    left: 0;

    bottom: 0;

    width: 30px;

    height: 2px;

    border-radius: 5px;

    background: #f4e1d8;
}


.site-footer__column ul {

    display: flex;

    flex-direction: column;

    gap: 12px;

    margin: 0;

    padding: 0;

    list-style: none;
}


.site-footer__column li {

    margin: 0;

    padding: 0;
}


.site-footer__column li a {

    display: inline-flex;

    align-items: center;

    color:
        rgba(255,255,255,.59);

    text-decoration: none;

    font-size: 11px;

    line-height: 1.45;

    transition:
        color .2s ease,
        transform .2s ease;
}


.site-footer__column li a::before {

    content: "→";

    width: 0;

    overflow: hidden;

    color: #f4e1d8;

    opacity: 0;

    transition:
        width .2s ease,
        margin-right .2s ease,
        opacity .2s ease;
}


.site-footer__column li a:hover {

    color: #ffffff;

    transform:
        translateX(2px);
}


.site-footer__column li a:hover::before {

    width: 13px;

    margin-right: 4px;

    opacity: 1;
}


/* =========================================================
   CONTACT COLUMN
   ========================================================= */

.site-footer__contact-item {

    display: flex;

    align-items: center;

    gap: 11px;

    margin-bottom: 16px;

    color: #ffffff;

    text-decoration: none;
}


.site-footer__contact-item > span {

    width: 38px;
    height: 38px;

    display: flex;

    align-items: center;
    justify-content: center;

    flex-shrink: 0;

    border:
        1px solid
        rgba(244,225,216,.09);

    border-radius: 10px;

    background:
        rgba(244,225,216,.09);

    color: #f4e1d8;

    font-size: 11px;

    transition:
        background .2s ease,
        transform .2s ease;
}


.site-footer__contact-item:hover > span {

    background:
        rgba(244,225,216,.18);

    transform:
        translateY(-2px);
}


.site-footer__contact-item div {

    display: flex;

    flex-direction: column;

    gap: 3px;

    min-width: 0;
}


.site-footer__contact-item small {

    color:
        rgba(255,255,255,.38);

    font-size: 8px;

    font-weight: 700;

    letter-spacing: .14em;
}


.site-footer__contact-item strong {

    color:
        rgba(255,255,255,.84);

    font-size: 11px;

    font-weight: 600;

    line-height: 1.4;

    word-break: break-word;
}


.site-footer__contact-item:hover strong {

    color: #ffffff;
}


/* =========================================================
   LOWER FOOTER BAR
   ========================================================= */

.site-footer__lower {

    display: grid;

    grid-template-columns:
        1fr auto 1fr;

    align-items: center;

    gap: 25px;

    margin-top: 42px;

    padding-top: 22px;

    border-top:
        1px solid
        rgba(255,255,255,.09);
}


/* =========================================================
   COPYRIGHT
   ========================================================= */

.site-footer__copyright {

    color:
        rgba(255,255,255,.43);

    font-size: 9px;

    line-height: 1.5;
}


/* =========================================================
   LEGAL LINKS
   ========================================================= */

.site-footer__legal {

    display: flex;

    align-items: center;

    justify-content: center;

    gap: 11px;

    white-space: nowrap;
}


.site-footer__legal a {

    color:
        rgba(255,255,255,.47);

    text-decoration: none;

    font-size: 9px;

    transition:
        color .2s ease;
}


.site-footer__legal a:hover {

    color: #f4e1d8;
}


.site-footer__legal span {

    width: 3px;
    height: 3px;

    flex-shrink: 0;

    border-radius: 50%;

    background:
        rgba(255,255,255,.22);
}


/* =========================================================
   SOCIAL ICONS
   ========================================================= */

.site-footer__socials {

    display: flex;

    align-items: center;

    justify-content: flex-end;

    gap: 8px;
}


.site-footer__socials a {

    width: 34px;
    height: 34px;

    display: flex;

    align-items: center;
    justify-content: center;

    border:
        1px solid
        rgba(255,255,255,.12);

    border-radius: 10px;

    background:
        rgba(255,255,255,.035);

    color:
        rgba(255,255,255,.58);

    text-decoration: none;

    font-size: 11px;

    transition:
        transform .2s ease,
        background .2s ease,
        color .2s ease,
        border-color .2s ease;
}


.site-footer__socials a:hover {

    transform:
        translateY(-3px);

    background: #f4e1d8;

    border-color: #f4e1d8;

    color: #650000;
}


/* =========================================================
   DISCLAIMER
   ========================================================= */

.site-footer__disclaimer {

    display: flex;

    align-items: flex-start;

    gap: 9px;

    margin-top: 19px;

    padding-top: 17px;

    border-top:
        1px solid
        rgba(255,255,255,.055);
}


.site-footer__disclaimer > i {

    flex-shrink: 0;

    margin-top: 2px;

    color:
        rgba(244,225,216,.60);

    font-size: 9px;
}


.site-footer__disclaimer p {

    max-width: 1150px;

    margin: 0;

    color:
        rgba(255,255,255,.35);

    font-size: 8px;

    line-height: 1.65;
}


/* =========================================================
   LARGE TABLET
   ========================================================= */

@media (max-width: 1150px) {

    .site-footer__grid {

        grid-template-columns:
            1.5fr
            1fr
            1.2fr
            1.2fr;
    }


    .site-footer__brand {

        grid-column:
            1 / -1;

        max-width: 600px;

        margin-bottom: 8px;
    }


    .site-footer__brand > p {

        max-width: 550px;
    }

}


/* =========================================================
   TABLET
   ========================================================= */

@media (max-width: 850px) {

    .site-footer__container {

        width:
            calc(100% - 40px);
    }


    .site-footer__cta {

        padding:
            30px;

        gap: 30px;
    }


    .site-footer__grid {

        grid-template-columns:
            1fr 1fr;
        
        gap:
            40px 35px;
    }


    .site-footer__brand {

        grid-column:
            1 / -1;
    }


    .site-footer__lower {

        grid-template-columns:
            1fr 1fr;

        gap: 20px;
    }


    .site-footer__legal {

        justify-content: flex-start;

        grid-column:
            1 / -1;

        grid-row: 2;
    }


    .site-footer__socials {

        justify-content: flex-end;
    }

}


/* =========================================================
   MOBILE
   ========================================================= */

@media (max-width: 650px) {

    .site-footer__container {

        width:
            calc(100% - 28px);

        padding:
            40px 0 22px;
    }


    /* CTA */

    .site-footer__cta {

        flex-direction: column;

        align-items: flex-start;

        padding:
            26px 22px;

        gap: 23px;

        border-radius: 17px;
    }


    .site-footer__eyebrow {

        font-size: 9px;
    }


    .site-footer__cta h2 {

        font-size: 31px;

        line-height: 1.05;
    }


    .site-footer__cta p {

        font-size: 11px;

        line-height: 1.7;
    }


    .site-footer__cta-button {

        width: 100%;

        min-width: 0;
    }


    /* Divider */

    .site-footer__divider {

        margin:
            34px 0;
    }


    /* Main columns */

    .site-footer__grid {

        grid-template-columns:
            1fr 1fr;

        gap:
            36px 25px;
    }


    .site-footer__brand {

        grid-column:
            1 / -1;

        max-width: 100%;
    }


    .site-footer__logo img {

        width: 145px;
    }


    .site-footer__brand > p {

        max-width: 100%;

        font-size: 12px;
    }


    .site-footer__column h3 {

        font-size: 12px;
    }


    .site-footer__column li a {

        font-size: 10px;
    }


    /* Contact */

    .site-footer__contact-item {

        gap: 9px;

        margin-bottom: 14px;
    }


    .site-footer__contact-item > span {

        width: 34px;
        height: 34px;
    }


    .site-footer__contact-item strong {

        font-size: 10px;
    }


    .site-footer__contact-item small {

        font-size: 7px;
    }


    /* Lower bar */

    .site-footer__lower {

        display: flex;

        flex-direction: column;

        align-items: flex-start;

        gap: 18px;

        margin-top: 35px;

        padding-top: 20px;
    }


    .site-footer__socials {

        order: -1;

        justify-content: flex-start;
    }


    .site-footer__legal {

        justify-content: flex-start;

        flex-wrap: wrap;

        white-space: normal;

        gap: 8px;
    }


    .site-footer__copyright {

        font-size: 8px;
    }


    .site-footer__legal a {

        font-size: 8px;
    }


    /* Disclaimer */

    .site-footer__disclaimer {

        margin-top: 18px;

        padding-top: 16px;
    }


    .site-footer__disclaimer p {

        font-size: 7px;
    }

}


/* =========================================================
   SMALL PHONES
   ========================================================= */

@media (max-width: 430px) {

    .site-footer__container {

        width:
            calc(100% - 22px);
    }


    .site-footer__cta {

        padding:
            24px 18px;
    }


    .site-footer__cta h2 {

        font-size: 28px;
    }


    .site-footer__grid {

        grid-template-columns: 1fr;

        gap: 30px;
    }


    .site-footer__brand {

        grid-column: auto;
    }


    .site-footer__column {

        width: 100%;
    }


    .site-footer__contact {

        margin-top: 3px;
    }


    .site-footer__lower {

        align-items: flex-start;
    }


    .site-footer__socials {

        order: initial;
    }


    .site-footer__legal {

        align-items: flex-start;

        justify-content: flex-start;
    }

}


/* =========================================================
   VERY SMALL PHONES
   ========================================================= */

@media (max-width: 350px) {

    .site-footer__cta h2 {

        font-size: 25px;
    }


    .site-footer__brand > p {

        font-size: 11px;
    }


    .site-footer__column li a {

        font-size: 9px;
    }

}



/* =========================================================
   FOOTER TRUST / REGULATORY SECTION
   ========================================================= */

.footer-trust {
    margin-top: 55px;
    padding-top: 45px;
    border-top: 1px solid rgba(255,255,255,.08);
}


/* HEADING */

.footer-trust__heading {
    text-align: center;
    margin-bottom: 30px;
}

.footer-trust__eyebrow {
    display: block;
    margin-bottom: 10px;

    color: #d8b07a;
    font-family: "Public Sans", sans-serif;

    font-size: 9px;
    font-weight: 700;

    letter-spacing: .18em;
}

.footer-trust__heading h3 {
    margin: 0;

    color: #fff;

    font-family: "Fraunces", serif;
    font-size: 27px;
    font-weight: 500;
}

.footer-trust__heading h3 em {
    color: #f4e1d8;
}


/* CARDS */

.footer-trust__cards {
    display: grid;
    grid-template-columns:
        repeat(3, minmax(0, 1fr));

    gap: 14px;

    max-width: 1050px;
    margin: 0 auto;
}


.footer-trust__card {
    display: flex;
    align-items: flex-start;

    gap: 15px;

    padding: 22px;

    border: 1px solid rgba(255,255,255,.08);
    border-radius: 16px;

    background:
        linear-gradient(
            145deg,
            rgba(255,255,255,.055),
            rgba(255,255,255,.018)
        );

    transition:
        transform .3s ease,
        border-color .3s ease,
        background .3s ease;
}


.footer-trust__card:hover {
    transform: translateY(-4px);

    border-color:
        rgba(216,176,122,.35);

    background:
        rgba(255,255,255,.065);
}


/* ICON */

.footer-trust__icon {
    flex-shrink: 0;

    width: 42px;
    height: 42px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 12px;

    background:
        rgba(216,176,122,.10);

    border:
        1px solid rgba(216,176,122,.18);

    color: #d8b07a;

    font-size: 14px;
}


/* CONTENT */

.footer-trust__content {
    display: flex;
    flex-direction: column;

    gap: 4px;
}


.footer-trust__label {
    color:
        rgba(255,255,255,.38);

    font-size: 8px;
    font-weight: 700;

    letter-spacing: .13em;
}


.footer-trust__content strong {
    color: #fff;

    font-size: 12px;
    font-weight: 600;
}


.footer-trust__content p {
    margin: 2px 0 0;

    color:
        rgba(255,255,255,.48);

    font-size: 9px;
    line-height: 1.5;
}


.footer-trust__content b {
    color: #d8b07a;

    font-size: 10px;
    font-weight: 600;
}


/* LEGAL INFORMATION */

.footer-trust__legal {
    display: grid;

    grid-template-columns:
        repeat(3, minmax(0, 1fr));

    gap: 20px;

    margin-top: 25px;
    padding: 25px 0;

    border-top:
        1px solid rgba(255,255,255,.06);

    border-bottom:
        1px solid rgba(255,255,255,.06);
}


.footer-trust__legal-item {
    display: flex;
    align-items: flex-start;

    gap: 12px;
}


.footer-trust__legal-item > i {
    margin-top: 2px;

    color: #d8b07a;

    font-size: 12px;
}


.footer-trust__legal-item div {
    display: flex;
    flex-direction: column;

    gap: 5px;
}


.footer-trust__legal-item span {
    color:
        rgba(255,255,255,.65);

    font-size: 8px;
    font-weight: 700;

    letter-spacing: .12em;
}


.footer-trust__legal-item p {
    margin: 0;

    color:
        rgba(255,255,255,.42);

    font-size: 9px;
    line-height: 1.6;
}


/* MOBILE */

@media (max-width: 800px) {

    .footer-trust__cards {
        grid-template-columns: 1fr;
    }

    .footer-trust__legal {
        grid-template-columns: 1fr;
        gap: 18px;
    }

}


@media (max-width: 600px) {

    .footer-trust {
        margin-top: 40px;
        padding-top: 35px;
    }

    .footer-trust__heading h3 {
        font-size: 23px;
    }

    .footer-trust__card {
        padding: 18px;
    }

    .footer-trust__legal {
        padding: 20px 0;
    }

}

.site-footer__registration {
    margin-top: 14px;
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.site-footer__registration span {
    font-size: 12px;
    letter-spacing: 0.5px;
    color: rgba(255, 255, 255, 0.7);
}

/* ===============================
   NAVBAR CONTACT ACTIONS
================================ */

.nav-contact-actions {
    display: flex;
    align-items: center;
    gap: 14px;
}


/* PHONE BUTTON */

.nav-phone {
    display: flex;
    align-items: center;
    gap: 10px;

    text-decoration: none;
    color: inherit;

    padding: 6px 14px 6px 6px;

    border: 1px solid rgba(128, 0, 0, 0.15);
    border-radius: 999px;

    background: rgba(255, 255, 255, 0.75);

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-color 0.25s ease,
        background 0.25s ease;
}


/* PHONE ICON */

.nav-phone-icon {
    width: 38px;
    height: 38px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: #800000;
    color: #ffffff;

    font-size: 14px;

    transition:
        transform 0.25s ease,
        background 0.25s ease;
}


/* TEXT */

.nav-phone-details {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}


.nav-phone-details small {
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 0.12em;

    color: #800000;

    margin-bottom: 2px;
}


.nav-phone-details strong {
    font-size: 13px;
    font-weight: 700;

    color: #1a1a1a;

    white-space: nowrap;
}


/* HOVER EFFECT */

.nav-phone:hover {
    transform: translateY(-2px);

    border-color: rgba(128, 0, 0, 0.35);

    background: #ffffff;

    box-shadow:
        0 10px 25px rgba(128, 0, 0, 0.12);
}


.nav-phone:hover .nav-phone-icon {
    transform: rotate(-12deg) scale(1.05);
}


/* RESPONSIVE */

@media (max-width: 1100px) {

    .nav-phone-details {
        display: none;
    }

    .nav-phone {
        padding: 6px;
    }

}